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US Housing Regulator to Study Crypto Holdings in Mortgage Qualification Process

June 24, 2025
in Web3
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The FHFA will look at the affect of crypto holdings on mortgage {qualifications} within the U.S.
A Trump donor and meme inventory investor, Pulte has lengthy supported digital property, holding investments in Bitcoin and Solana.
Pulte joined the FHFA earlier this 12 months and was sworn in as director in March.

The U.S. Federal Housing Finance Company will look at how crypto holdings may be thought of within the mortgage qualification course of, its director, Invoice Pulte, mentioned Monday.

“We are going to examine the utilization of cryptocurrency holdings because it pertains to qualifying for mortgages,” Pulte introduced on X.

Additional particulars on how crypto can be assessed weren’t offered. The FHFA has been approached for remark.

The FHFA is the impartial regulator of key elements of the U.S. housing market, together with Fannie Mae, Freddie Mac, and the Federal Dwelling Mortgage Banks. 

It was created within the wake of the 2008 monetary disaster to make sure entities function safely and supply dependable funding for housing finance.

Pulte was sworn in as director of the FHFA on March 14 following his nomination by President Donald Trump.

Pulte, the founding father of funding agency Pulte Capital Companions, is the grandson and namesake of William Pulte, the founding father of Pulte Properties, the third-largest homebuilder within the U.S.

Along with advocating for the inclusion of crypto in FHFA coverage, Pulte has his personal investments in digital property.



His monetary disclosure earlier this 12 months reveals holdings of between $500,001 and $1,000,000 in each Bitcoin and Solana. 

He additionally holds shares in MARA, previously Marathon Digital Holdings, a significant bitcoin mining firm.

Along with crypto, he has additionally held so-called meme shares equivalent to GameStop and Mattress Bathtub & Past. He has invested in Tesla, Palantir, and a number of other corporations owned by YouTube content material creator MrBeast.

Pulte entered the crypto market in 2019, publicly revealing that he had bought 11 BTC and asserting that he would give away crypto to his followers on X.

Based on OpenSecrets, Pulte donated $6,600 to Donald Trump’s re-election marketing campaign in 2024, in addition to contributions to Trump’s Save America PAC and the Republican Nationwide Committee.

Edited by Sebastian Sinclair

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Tags: CryptoHoldingsHousingMortgageprocessQualificationRegulatorStudy
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